JAMB Commerce Curriculum
72 study units over 9 terms, SS1 to SS3. Work through them in order and tick each one off.
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SS1 Foundation
Trade, occupations, business organisation and support services
First Term 8 units
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1
Unit 01
Meaning and Scope of Commerce
Commerce, trade and aids to trade; movement of goods from producers to consumers.
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2
Unit 02
Occupation and Choice of Occupation
Industrial, commercial and service occupations; personal and market factors in choice.
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3
Unit 03
Production, Specialisation and Division of Labour
Factors of production; specialisation and division of labour; benefits and limitations.
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4
Unit 04
Trade and Channels of Distribution
Home and foreign trade; wholesalers, retailers and channels of distribution.
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5
Unit 05
Retail Trade
Retailer functions, formats, location, service and consumer convenience.
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6
Unit 06
Wholesale Trade
Bulk purchase, warehousing, credit and marketing functions of wholesalers.
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7
Unit 07
Forms of Business Organisation
Sole proprietorship, partnership, company and cooperative ownership.
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8
Unit 08
Aids to Trade
Banking, transport, insurance, advertising, communication and warehousing.
Second Term 8 units
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1
Unit 01
Business ownership comparisons
Ownership, continuity, management, sources of capital and risk.
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2
Unit 02
Documents used in trade
Enquiry, quotation, order, delivery note, invoice, receipt and credit note.
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3
Unit 03
Terms of trade and payment
Cash and credit transactions; discounts, settlement and trade terms.
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4
Unit 04
Banking and finance
Commercial and central banking roles; payments, deposits, loans and finance.
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5
Unit 05
Insurance principles
Risk, premium, policy and insurance principles including insurable interest.
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6
Unit 06
Transport and warehousing
Transport modes, cost and suitability; warehousing, stock and distribution.
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7
Unit 07
Communication and advertising
Communication methods, promotion, advertising purposes and responsible claims.
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8
Unit 08
Examination practice
Mixed practice across ownership, trade documents, banking and services.
Third Term 8 units
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1
Unit 01
Home and foreign trade
Domestic/foreign exchange; similarities, differences and trade participants.
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2
Unit 02
Balance of trade and payments
Visible and invisible trade; trade balance and balance of payments.
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3
Unit 03
Imports and exports
Imports, exports, trade benefits, currency and exchange issues.
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4
Unit 04
International trade documents
Documents used for foreign-trade orders, shipment, insurance and payment.
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5
Unit 05
Trade restrictions
Tariffs, quotas, bans, protectionism and reasons for restrictions.
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6
Unit 06
Customs and ports
Customs procedures, port functions, clearance and movement of goods.
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7
Unit 07
E-commerce
Online storefronts, payment, delivery, privacy, trust and digital risks.
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8
Unit 08
Case analysis and revision
Integrated commercial cases and examination revision.
SS2 Development
Business finance, management, marketing, law and regulation
First Term 8 units
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1
Unit 01
Business financing
A business needs finance to acquire assets, buy inventory and pay operating costs before customer receipts arrive.
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2
Unit 02
Types and sources of capital
Capital may be owner’s equity, retained earnings or borrowed funds.
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3
Unit 03
Stock exchange
A stock exchange is an organised market in which eligible securities can be traded under regulatory rules.
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4
Unit 04
Money and banking
Money acts as a medium of exchange, store of value, unit of account and standard of deferred payment.
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5
Unit 05
Trade associations
Trade associations represent members in a particular industry by sharing information, developing standards, training and lobbying.
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6
Unit 06
Chambers of Commerce
Chambers of Commerce promote commercial cooperation and often offer trade information, networking, business advocacy and dispute-resolution support.
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7
Unit 07
Commercial calculations
Commercial calculations often include trade discount, cash discount, markup, margin, simple interest and turnover.
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8
Unit 08
Revision
Revision should connect financing, banking, securities and business associations rather than treating each as an isolated definition.
Second Term 8 units
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1
Unit 01
Business management functions
Management includes planning, organising, staffing, directing and controlling resources towards business objectives.
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2
Unit 02
Organisation structures
An organisational structure specifies reporting relationships and how tasks are divided.
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3
Unit 03
Marketing concepts
Marketing identifies customer needs and creates value through products, price, communication and distribution.
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4
Unit 04
Marketing mix
The traditional marketing mix comprises product, price, place and promotion.
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5
Unit 05
Customer service
Customer service includes information before purchase, fair treatment during purchase and support afterwards.
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6
Unit 06
Market segmentation
Segmentation divides a broad market into groups with similar needs; targeting selects groups to serve; positioning communicates why the offering is distinctive.
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7
Unit 07
Business legal principles
Business law addresses contracts, property, liability, employment and consumer obligations.
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8
Unit 08
Examination drills
To prepare for examinations, practise identifying the relevant commercial concept within a realistic case.
Third Term 8 units
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1
Unit 01
Contracts and agency
A contract creates obligations enforceable under applicable law when its legal requirements are satisfied.
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2
Unit 02
Sale of goods
Sale of goods concerns the transfer of goods from seller to buyer under agreed terms.
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3
Unit 03
Consumer protection
Consumer protection aims to prevent misleading information, unsafe goods and unfair treatment.
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4
Unit 04
Business regulation
Government influences business through licensing, taxation, safety standards, competition rules, consumer law and environmental regulation.
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5
Unit 05
Digital commerce
Digital commerce includes buying and selling through websites, marketplaces, apps and electronic payment channels.
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6
Unit 06
Business ethics and social responsibility
Business ethics concerns honesty, fairness, responsibility and respect for people affected by commercial decisions.
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7
Unit 07
Environmental impacts of business
Production and distribution use energy, water, land and materials and may create emissions or waste.
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8
Unit 08
Group projects
A useful Commerce project gathers evidence, compares options and explains commercial decisions.
SS3 Mastery
Applied commercial decisions and timed examination practice
First Term 8 units
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1
Unit 01
Commerce foundations revision
Revision begins with the distinction between production, distribution, exchange and aids to trade.
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2
Unit 02
Production and trade
Production creates utility, while commerce assists in transferring goods and services to users.
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3
Unit 03
Documents and trade terms
A transaction may use an inquiry, quotation, order, invoice, delivery note and receipt.
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4
Unit 04
Aids to trade
Transport, banking, insurance, warehousing, communication and advertising solve different obstacles to trade.
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5
Unit 05
Business structures
Business ownership affects control, funding, liability and continuity.
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6
Unit 06
Finance and commerce calculations
Financial decisions require comparing net cost and risk. Use discount, markup, margin, turnover and interest formulae accurately.
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7
Unit 07
UTME mixed questions
UTME-style items may test small differences in commercial terms, while SSCE theory requires explanatory links and examples.
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8
Unit 08
Review
A business case is understood when you can explain what decision improves customer value, cash flow or regulatory compliance and what trade-off follows.
Second Term 8 units
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1
Unit 01
Money and stock market
Revision of money, banking, business finance and the stock exchange, with trade calculations of mark-up and margin.
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2
Unit 02
Marketing and management
Revision of management functions, organisation, marketing concepts, the marketing mix and segmentation.
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3
Unit 03
Contracts and regulation
Revision of contracts, agency, sale of goods, consumer protection and government regulation of business.
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4
Unit 04
ICT in business
Computers, networks and software in business, electronic payments, data protection and cyber security.
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5
Unit 05
Foreign trade
Revision of foreign trade: reasons, procedures, documents, balance of payments, restrictions and customs.
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6
Unit 06
Applied case studies
Applied case studies combining ownership, finance, documents, aids to trade and international trade.
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7
Unit 07
Essay/CBT questions
Essay planning for SSCE theory and timed computer-based (CBT) objective questions.
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8
Unit 08
Exam simulations
Full examination simulations under timed conditions, followed by review.
Third Term 8 units
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1
Unit 01
General Commerce review
A general review of the Commerce syllabus as one linked system, from production to the aids to trade.
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2
Unit 02
SSCE objective and essays
SSCE objective and essay practice: definitions, explained points, examples and conclusions.
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3
Unit 03
JAMB topic drills
Timed JAMB (UTME) drills topic by topic.
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4
Unit 04
Short case responses
Short case responses that identify the issue, compare options and justify a recommendation.
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5
Unit 05
Calculation speed practice
Speed practice in discounts, mark-up and margin, turnover, interest and balance of trade.
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6
Unit 06
Mocks and corrections
Mock examinations and correction of errors by topic.
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7
Unit 07
Remediation
Targeted remediation of weak topics identified from results.
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8
Unit 08
Final assessment
Final assessment of examination readiness across the whole syllabus.